Saturday 29/November/2025 – 03:58 PM
register ABC Bank Egypt has an outstanding financial performance during the third quarter of 2025, driven by an effective strategy that focuses on enhancing digital transformation efforts, expanding its customer base, and enhancing financing of priority sectors, in line with its directions towards supporting the national economy and achieving sustainable growth.
ABC Bank Egypt continues to achieve strong financial results during the third quarter of 2025
The bank achieved net profits amounting to 1,787 billion Egyptian pounds for the financial period ending on September 30, 2025, with a growth rate of 12% compared to net profits of 1,592 billion Egyptian pounds for the same period last year, and after excluding the impact of valuation differences, the growth rate reached 19% compared to the same period last year.
Despite the challenges associated with developing the technological infrastructure and expanding operational operations, the bank succeeded in achieving remarkable results that reflect the solidity of its business model and the efficiency of implementing its strategy, which confirms its ability to continue growing steadily and effectively. Net income from returns increased by 13% to achieve 3.7 billion Egyptian pounds for the period ending September 30, 2025, compared to 3.3 billion Egyptian pounds, an increase of 423 million Egyptian pounds over the same period last year, driven by sustainable growth in operational activities and the diversification of sources of income.
The most prominent financial indicators for the third quarter of 2025
- Total activity revenues amounted to 4.5 billion Egyptian pounds for the nine months ending September 30, 2025, compared to 3.8 billion Egyptian pounds for the same period last year, an increase of 622 million Egyptian pounds with a growth rate of 16%.
- The total loans and facilities to customers and banks amounted to 37.8 billion Egyptian pounds on September 30, 2025, compared to 33.3 billion Egyptian pounds on December 31, 2024, an increase of 4.5 billion Egyptian pounds, with a growth rate of 13.5%.
- The total assets of the bank’s financial position amounted to 90.2 billion Egyptian pounds on September 30, 2025, compared to 83.3 billion Egyptian pounds on December 31, 2024, an increase of 6.9 billion Egyptian pounds, with a growth rate of 8%.
- Total customer deposits amounted to 74.3 billion Egyptian pounds on September 30, 2025, compared to 69.2 billion Egyptian pounds on December 31, 2024, an increase of 5.1 billion Egyptian pounds, with a growth rate of 7.3%.
- Net income from fees and commissions amounted to 417 million Egyptian pounds for the nine months ending on September 30, 2025, compared to 393 million Egyptian pounds for the same period last year, an increase of 24 million Egyptian pounds with a growth rate of 6%.
In this context, Amr Tharwat Abu El-Ela, Managing Director and CEO of ABC Bank – Egypt, said: “The results of ABC Bank Egypt’s business for the third quarter of this year reflect the continued progress in implementing our vision aimed at providing a banking experience with international standards within the Egyptian market, in line with the Bank ABC Group’s strategy for regional expansion. The bank has continued to achieve strong performance, with notable growth recorded in various financial indicators, which confirms the effectiveness of our strategy based on diversifying the portfolio and expanding the scope of our business, with a focus on building… A modern bank supported by a strong financial position and distinguished human competencies.”
He added, “We place customer experience at the heart of our priorities, and this was clearly reflected in the business finance sector, as the bank achieved an increase of more than 300% in the number of business banking customers compared to the end of 2024, which contributed to a significant jump in the business banking services portfolio by more than 400%. This achievement came as a result of the launch of a group of innovative products directed at various sectors, including asset financing, points of sale, and supply chains, in addition to developing investment accounts designed to meet the needs of different sectors. This also included the launch of the ‘Doctors Programme’, which provided Flexible financing solutions for purchasing medical devices and equipment, with interest starting from 5% as part of the Central Bank’s initiatives, and with repayment periods of up to seven years, which reflects the bank’s commitment to supporting the national economy and actively contributing to achieving the goals of Egypt’s Vision 2030, empowering small and medium enterprises, enhancing financial inclusion, and providing innovative banking solutions that improve customer experience.”
He explained, “We continue to make significant investments in developing the bank’s digital infrastructure with the aim of providing an integrated and secure banking experience. The past period has witnessed a remarkable acceleration in digital transformation, culminating in the launch of the new mobile phone application, as a strategic step towards advanced digital banking services. This achievement reflects the volume of continuous investments in the technological infrastructure, and the bank’s commitment to a clear vision towards digitization, based on its belief that digital transformation is no longer an option, but rather a necessity to keep pace with customer aspirations and sector developments, in line with the Central Bank’s strategy and Egypt’s digital vision.”
He concluded his statement by saying: “We continue to implement an integrated strategy based on three main axes: digital transformation, empowering the small and medium enterprise sector, and achieving strong financial performance. We are working to consolidate our position as an active partner in supporting the national economy and achieving sustainable growth. As the end of the year approaches, we expect continued growth momentum in the core business, enhancing the companies’ business portfolio, and increasing digital interaction with the new application, with a focus on improving the cost-to-income ratio and expanding the customer base to ensure achieving outstanding financial and operational performance by the end of 2025.”
It is worth noting that Bank ABC – Egypt has issued its annual sustainability report for the year 2024, highlighting the bank’s commitment to green transformation and promoting sustainable financing. The report includes the bank’s initiatives to protect the environment and support local communities, in addition to strategies to reduce the environmental impact of its operations, in line with the National Climate Change Strategy 2050. The report also showed tangible growth in the bank’s sustainable financing portfolio, which reached 4.3 billion pounds by the end of the third quarter of 2025, at 14% of the total loans and facilities, with financing projects in the sectors of health, education, clean energy, and waste management, in addition to supporting small and medium enterprises. The bank continues to implement environmentally friendly initiatives such as recycling and renewable energy projects, in addition to enhancing digitization through the “Paperless Bank” strategy, which consolidates its role in supporting the low-carbon economy and achieving sustainable development.
