Thursday 12/February/2026 – 01:39 PM
Bank business results revealed Suez Canal The bank’s good debt rate declined to 80.61% in December 2025, compared to 84.2% in December 2024.
The bank’s investments in debt instruments amounted to about 35.4 billion pounds at the end of December 2025, according to the concentration of risks of financial assets exposed to credit risk according to geographical sectors.
According to the results of the Suez Canal Bank’s work sent to the Egyptian Stock Exchange, the bank is exposed to market risk represented by fluctuations in the fair value or future cash flows resulting from changes in market prices.
Market risk results from open positions for the rate of return, currency, and equity products, as each of them is exposed to general and specific movements in the market and changes in the level of sensitivity to market rates or prices, such as rates of return, exchange rate rates, and prices of equity instruments. The bank separates the extent of its exposure to market risk into trading portfolios or for non-trading purposes.
The bank’s market risks
The management of market risks resulting from trading or non-trading activities is concentrated in the bank’s market risk management and is followed up by two separate teams. Periodic reports on market risks are submitted to the Board of Directors and heads of activity units on a periodic basis.
Trading portfolios include those positions resulting from the bank’s dealings directly with customers or with the market. As for non-trading portfolios, they arise primarily from managing the return rate of assets and liabilities related to retail transactions. These portfolios include foreign currency risks and equity instruments resulting from investments held until maturity and investments available for sale.
The business results revealed a balance owed to banks amounting to about 74 million pounds in favor of the Central Bank of Egypt, about 27.5 billion pounds in favor of local banks, and about 330.4 million pounds in favor of foreign banks.
The bank also raised the allocation for fixed assets and branch equipment related to contracts to purchase fixed assets and branch equipment and the establishment of the bank’s headquarters in the New Administrative Capital to about 3.7 million pounds in December 2025, compared to 3.3 million pounds in December 2024.
