Wednesday 24/December/2025 – 07:16 PM
Data from the Central Bank of Egypt revealed details of the structure of obligations and long-term financing, and long-term bonds and loans recorded about 963.79 billion pounds at the end of last September.
This significant increase reflects the increasing confidence of depositors in… Banking system And the continuing attractiveness of the savings options offered by Egyptian banks.
This coincided with the inflation of the total assets of the banking system to about 25.37 trillion pounds, which confirms the huge financial solvency of banks and their ability to absorb large cash flows and direct them towards various development paths.
Deposits of Egyptians in Egyptian banks
Regarding the capital base and hedging, the financial position and income data showed that the total capital of banks reached about 699.85 billion pounds, while reserves recorded a level of one trillion and 70 billion pounds. To support the stability of financial centers and confront potential risks, the allocations set aside by banks amounted to about 638.69 billion pounds at the end of the third quarter of this year.
These numbers highlight the conservative and successful methodology followed by the Central Bank of Egypt to ensure the safety of the banking sector and preserve depositors’ funds in light of global and local economic challenges.
Lending activity and investments in treasury bills
The report data indicated noticeable activity in credit movement, as lending and debit balances provided to customers reached about 9.76 trillion pounds by the end of September 2025.
This number reflects the pivotal role that banks play in financing national projects and the private sector, in addition to meeting the financing needs of individuals. In a related context, the value of securities and investments in treasury bills amounted to about 7.66 trillion pounds, which highlights the role of the banking system as a major supporter of the state’s financial stability and providing the necessary liquidity to finance the general budget.
This diversity in financing sources and commitments indicates high flexibility in managing cash flows within Egyptian banks.
As the end of 2025 approaches, these positive indicators remain the cornerstone of supporting investment and foreign trade plans, and providing a stable financial environment capable of attracting more foreign capital and stimulating sustainable economic growth.
